Covered California
Special Enrollment Period (SEP)
If you experience a qualifying life event, you may enroll outside Open Enrollment. We’ll validate eligibility and coordinate documentation.
Common qualifying life events
- Loss of coverage (job change, COBRA ends, aging out of plan).
- Household change (marriage, birth/adoption, divorce).
- Move to a new county/ZIP within California.
- Income change affecting subsidy eligibility.
Event timing and documentation determine effective dates; we’ll guide you through the steps.